/* ─── CSS VARIABLES ─────────────────────────────────── */
:root{
  --green:#1a7a45;
  --green-dark:#0f5530;
  --green-light:#e8f5ee;
  --green-mid:#2ea05c;
  --accent:#f4c430;
  --bg:#ffffff;
  --bg2:#f7faf8;
  --bg3:#eef4f0;
  --card:#ffffff;
  --border:#e0ece5;
  --text:#1a2922;
  --text2:#4a5e54;
  --text3:#7a9189;
  --shadow:0 2px 16px rgba(26,122,69,.08);
  --shadow-lg:0 8px 40px rgba(26,122,69,.13);
  --radius:14px;
  --radius-sm:8px;
  --nav-h:64px;
}
[data-theme="dark"]{
  --bg:#0d1a12;
  --bg2:#121f17;
  --bg3:#172a1e;
  --card:#1a2e20;
  --border:#253d2c;
  --text:#e8f5ee;
  --text2:#a8c8b4;
  --text3:#5a8068;
  --shadow:0 2px 16px rgba(0,0,0,.4);
  --shadow-lg:0 8px 40px rgba(0,0,0,.5);
  --green-light:#1a3024;
}

/* ─── RESET & BASE ──────────────────────────────────── */
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--bg);color:var(--text);transition:background .3s,color .3s;min-height:100vh}
a{color:inherit;text-decoration:none}
button{cursor:pointer;font-family:inherit}
input,select{font-family:inherit}
h1,h2,h3,h4,h5{font-family:'Sora',sans-serif}
img{display:block;max-width:100%}

/* ─── NAVBAR ────────────────────────────────────────── */
nav{
  position:sticky;top:0;z-index:999;
  background:var(--bg);border-bottom:1px solid var(--border);
  height:var(--nav-h);display:flex;align-items:center;
  padding:0 32px;gap:32px;
  transition:background .3s,border-color .3s;
}
.nav-logo{display:flex;align-items:center;gap:10px;font-family:'Sora',sans-serif;font-weight:700;font-size:15px;color:var(--green);white-space:nowrap}
.nav-logo-icon{width:36px;height:36px;background:var(--green);border-radius:10px;display:grid;place-items:center;color:#fff;font-size:18px;flex-shrink:0}
.nav-links{display:flex;align-items:center;gap:4px;flex:1}
.nav-link{padding:8px 14px;border-radius:8px;font-size:14px;font-weight:500;color:var(--text2);transition:all .2s;position:relative;display:flex;align-items:center;gap:4px}
.nav-link:hover,.nav-link.active{color:var(--green);background:var(--green-light)}
.nav-link svg{width:12px;height:12px;transition:transform .2s}
.nav-link:hover svg{transform:rotate(180deg)}
.dropdown{position:absolute;top:calc(100% + 8px);left:0;background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:8px;min-width:200px;box-shadow:var(--shadow-lg);display:none;z-index:100}
.nav-link:hover .dropdown{display:block}
.dropdown a{display:block;padding:10px 14px;border-radius:8px;font-size:13px;color:var(--text2);transition:all .2s}
.dropdown a:hover{background:var(--green-light);color:var(--green)}
.nav-cta{margin-left:auto;background:var(--green);color:#fff;border:none;padding:10px 20px;border-radius:10px;font-weight:600;font-size:14px;transition:all .2s;white-space:nowrap}
.nav-cta:hover{background:var(--green-dark);transform:translateY(-1px)}
.dark-toggle{width:52px;height:28px;background:var(--bg3);border:1px solid var(--border);border-radius:20px;position:relative;cursor:pointer;transition:all .3s;flex-shrink:0}
.dark-toggle::after{content:'';position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:var(--text3);transition:all .3s}
[data-theme="dark"] .dark-toggle{background:var(--green)}
[data-theme="dark"] .dark-toggle::after{left:calc(100% - 23px);background:#fff}

/* ─── PAGES ─────────────────────────────────────────── */
.page{display:none;animation:fadeUp .4s ease both}
.page.active{display:block}
@keyframes fadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}

/* ─── HERO ──────────────────────────────────────────── */
.hero{
  background:linear-gradient(135deg,var(--bg2) 0%,var(--green-light) 100%);
  padding:80px 40px;display:flex;align-items:center;gap:60px;
  position:relative;overflow:hidden;
}
.hero::before{content:'';position:absolute;right:-100px;top:-100px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(26,122,69,.08) 0%,transparent 70%)}
.hero-text{flex:1;max-width:520px}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--green-light);color:var(--green);padding:6px 14px;border-radius:20px;font-size:12px;font-weight:600;margin-bottom:20px;border:1px solid rgba(26,122,69,.2)}
.hero h1{font-size:clamp(36px,5vw,56px);font-weight:800;line-height:1.1;color:var(--text);margin-bottom:16px}
.hero h1 span{color:var(--green)}
.hero p{font-size:17px;color:var(--text2);line-height:1.6;margin-bottom:32px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}
.btn-primary{background:var(--green);color:#fff;border:none;padding:14px 28px;border-radius:12px;font-weight:700;font-size:15px;transition:all .25s;display:inline-flex;align-items:center;gap:8px}
.btn-primary:hover{background:var(--green-dark);transform:translateY(-2px);box-shadow:0 8px 20px rgba(26,122,69,.3)}
.btn-outline{background:transparent;color:var(--green);border:2px solid var(--green);padding:12px 26px;border-radius:12px;font-weight:700;font-size:15px;transition:all .25s;display:inline-flex;align-items:center;gap:8px}
.btn-outline:hover{background:var(--green-light);transform:translateY(-2px)}
.hero-visual{flex:0 0 auto;position:relative}
.hero-card{background:var(--card);border-radius:20px;padding:28px;width:300px;box-shadow:var(--shadow-lg);border:1px solid var(--border);transform:rotate(-2deg)}
.hero-card h3{font-size:13px;color:var(--text3);margin-bottom:12px;text-transform:uppercase;letter-spacing:.05em}
.hero-card .big-num{font-family:'Sora',sans-serif;font-size:36px;font-weight:800;color:var(--green)}
.hero-card .big-num span{font-size:16px;font-weight:500}
.hero-card-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--border);font-size:13px}
.hero-card-row:last-child{border:none}
.hero-card-row label{color:var(--text3)}
.hero-card-row value{font-weight:600;color:var(--text)}
.hero-flag{position:absolute;top:-20px;right:-20px;font-size:48px;filter:drop-shadow(0 4px 8px rgba(0,0,0,.2))}

/* ─── TRUST STRIP ───────────────────────────────────── */
.trust-strip{background:var(--card);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:24px 40px;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.trust-item{display:flex;align-items:center;gap:14px}
.trust-icon{width:42px;height:42px;border-radius:12px;background:var(--green-light);display:grid;place-items:center;font-size:20px;flex-shrink:0}
.trust-item h4{font-size:14px;font-weight:700;color:var(--text)}
.trust-item p{font-size:12px;color:var(--text3)}

/* ─── SECTION HEADER ────────────────────────────────── */
.section{padding:60px 40px}
.section-header{text-align:center;margin-bottom:40px}
.section-header h2{font-size:clamp(26px,4vw,36px);font-weight:800;color:var(--text)}
.section-header p{color:var(--text2);margin-top:8px;font-size:16px}
.section-tag{display:inline-block;background:var(--green-light);color:var(--green);padding:4px 14px;border-radius:20px;font-size:12px;font-weight:600;margin-bottom:12px;border:1px solid rgba(26,122,69,.2)}

/* ─── CALCULATOR GRID ───────────────────────────────── */
.calc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:24px}
.calc-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:28px;transition:all .3s;cursor:pointer}
.calc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--green)}
.calc-icon{width:56px;height:56px;border-radius:14px;background:var(--green-light);display:grid;place-items:center;font-size:26px;margin-bottom:16px}
.calc-card h3{font-size:16px;font-weight:700;color:var(--green);margin-bottom:8px}
.calc-card p{font-size:13px;color:var(--text2);line-height:1.5;margin-bottom:16px}
.calc-link{font-size:13px;font-weight:600;color:var(--green);display:flex;align-items:center;gap:4px;transition:gap .2s}
.calc-card:hover .calc-link{gap:8px}

/* ─── PAGE HEADER (breadcrumb) ──────────────────────── */
.page-header{background:var(--bg2);border-bottom:1px solid var(--border);padding:20px 40px}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--text3)}
.breadcrumb a{color:var(--green)}
.breadcrumb span{color:var(--text3)}
.page-header h1{font-size:28px;font-weight:800;color:var(--text);margin-top:6px}

/* ─── CALCULATOR LAYOUT ─────────────────────────────── */
.calc-layout{display:grid;grid-template-columns:1fr 400px;gap:28px;padding:32px 40px;max-width:1200px;margin:0 auto;align-items:start}
.calc-form{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:28px}
.calc-form h2{font-size:20px;font-weight:700;margin-bottom:24px;color:var(--text)}
.form-group{margin-bottom:20px}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--text2);margin-bottom:8px}
.form-group input,.form-group select{
  width:100%;background:var(--bg2);border:1.5px solid var(--border);
  border-radius:10px;padding:12px 16px;font-size:15px;color:var(--text);
  transition:all .2s;outline:none;
}
.form-group input:focus,.form-group select:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(26,122,69,.1)}
.form-group .hint{font-size:11px;color:var(--text3);margin-top:5px}
.calc-submit{width:100%;background:var(--green);color:#fff;border:none;padding:16px;border-radius:12px;font-weight:700;font-size:16px;transition:all .25s;margin-top:8px;display:flex;align-items:center;justify-content:center;gap:8px}
.calc-submit:hover{background:var(--green-dark);transform:translateY(-1px);box-shadow:0 6px 20px rgba(26,122,69,.3)}

/* ─── RESULT PANEL ──────────────────────────────────── */
.result-panel{display:flex;flex-direction:column;gap:16px}
.result-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.result-card h3{font-size:14px;font-weight:600;color:var(--text3);margin-bottom:4px}
.result-main{font-family:'Sora',sans-serif;font-size:36px;font-weight:800;color:var(--green);line-height:1.1;margin-bottom:6px}
.result-sub{font-size:13px;color:var(--text3)}
.result-table{width:100%}
.result-table tr{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--border)}
.result-table tr:last-child{border:none}
.result-table td:first-child{font-size:13px;color:var(--text2)}
.result-table td:last-child{font-size:13px;font-weight:600;color:var(--text)}
.result-badge{display:inline-block;padding:3px 10px;border-radius:20px;font-size:12px;font-weight:600}
.badge-yes{background:#d4edda;color:#155724}
.badge-no{background:#f8d7da;color:#721c24}
[data-theme="dark"] .badge-yes{background:#1a4a28;color:#7adb9e}
[data-theme="dark"] .badge-no{background:#4a1a1a;color:#db7a7a}
.note-box{background:var(--green-light);border:1px solid rgba(26,122,69,.2);border-radius:10px;padding:14px 16px;display:flex;gap:10px;align-items:flex-start}
.note-box p{font-size:12px;color:var(--text2);line-height:1.5}
.note-box .note-icon{font-size:16px;flex-shrink:0;margin-top:1px}
.result-row-highlight{background:var(--green-light);border-radius:8px;padding:4px 8px;font-weight:700;color:var(--green)!important}

/* ─── TOOLS GRID ─────────────────────────────────────── */
.tools-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:20px;padding:32px 40px;max-width:1200px;margin:0 auto}
.tool-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;text-align:center;transition:all .3s;cursor:pointer}
.tool-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--green)}
.tool-card .tc-icon{width:52px;height:52px;border-radius:14px;background:var(--green-light);display:grid;place-items:center;font-size:24px;margin:0 auto 14px}
.tool-card h3{font-size:14px;font-weight:700;color:var(--text);margin-bottom:6px}
.tool-card p{font-size:12px;color:var(--text3);line-height:1.4;margin-bottom:14px}
.tc-link{font-size:13px;font-weight:600;color:var(--green);display:inline-flex;align-items:center;gap:4px}

/* ─── BLOG ──────────────────────────────────────────── */
.blog-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:28px;padding:32px 40px;max-width:1200px;margin:0 auto}
.blog-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;transition:all .3s;cursor:pointer}
.blog-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.blog-img{height:195px;overflow:hidden;position:relative;background:var(--bg3)}
.blog-img img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease;display:block}
.blog-card:hover .blog-img img{transform:scale(1.06)}
.blog-img-overlay{position:absolute;inset:0;background:linear-gradient(to bottom,transparent 35%,rgba(0,0,0,.55))}
.blog-img-tag{position:absolute;bottom:12px;left:14px;background:var(--green);color:#fff;padding:3px 12px;border-radius:20px;font-size:11px;font-weight:700;letter-spacing:.04em;z-index:1}
.blog-content{padding:20px}
.blog-tag{display:inline-block;background:var(--green-light);color:var(--green);padding:3px 10px;border-radius:20px;font-size:11px;font-weight:600;margin-bottom:10px}
.blog-content h3{font-size:17px;font-weight:700;color:var(--text);margin-bottom:8px;line-height:1.3}
.blog-content p{font-size:13px;color:var(--text2);line-height:1.5;margin-bottom:14px}
.blog-meta{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--text3)}
.blog-read{color:var(--green);font-weight:600}

/* ─── BLOG ARTICLE ──────────────────────────────────── */
.article-wrap{max-width:800px;margin:0 auto;padding:40px}
.article-wrap h1{font-size:clamp(28px,4vw,40px);font-weight:800;line-height:1.2;margin-bottom:16px}
.article-wrap .meta{font-size:13px;color:var(--text3);margin-bottom:28px;display:flex;gap:16px}
.article-wrap p{font-size:16px;line-height:1.75;color:var(--text2);margin-bottom:20px}
.article-wrap h2{font-size:22px;font-weight:700;color:var(--text);margin:32px 0 14px}
.article-wrap h3{font-size:18px;font-weight:700;color:var(--green);margin:24px 0 10px}
.article-wrap ul,.article-wrap ol{padding-left:24px;margin-bottom:20px}
.article-wrap li{font-size:15px;line-height:1.7;color:var(--text2);margin-bottom:8px}
.tax-table{width:100%;border-collapse:collapse;margin:20px 0;border-radius:10px;overflow:hidden}
.tax-table th{background:var(--green);color:#fff;padding:12px 16px;text-align:left;font-size:13px}
.tax-table td{padding:12px 16px;font-size:13px;color:var(--text2);border-bottom:1px solid var(--border)}
.tax-table tr:nth-child(even) td{background:var(--bg2)}
.back-btn{display:inline-flex;align-items:center;gap:8px;color:var(--green);font-weight:600;margin-bottom:24px;cursor:pointer;transition:gap .2s}
.back-btn:hover{gap:12px}

/* ─── FOOTER ────────────────────────────────────────── */
footer{background:var(--bg2);border-top:1px solid var(--border);padding:60px 40px 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand .nav-logo{margin-bottom:12px}
.footer-brand p{font-size:13px;color:var(--text3);line-height:1.6;max-width:220px}
.social-links{display:flex;gap:10px;margin-top:14px}
.social-links a{width:32px;height:32px;border-radius:8px;background:var(--bg3);display:grid;place-items:center;font-size:14px;transition:all .2s}
.social-links a:hover{background:var(--green);color:#fff}
.footer-col h4{font-size:13px;font-weight:700;color:var(--text);margin-bottom:14px;text-transform:uppercase;letter-spacing:.05em}
.footer-col a{display:block;font-size:13px;color:var(--text3);margin-bottom:8px;transition:color .2s}
.footer-col a:hover{color:var(--green)}
.footer-bottom{border-top:1px solid var(--border);padding-top:20px;display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--text3)}
.footer-bottom .heart{color:#e53e3e}

/* ─── ABOUT / CONTACT ───────────────────────────────── */
.simple-section{max-width:900px;margin:0 auto;padding:60px 40px}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:32px}
.feature-item{display:flex;gap:16px;align-items:flex-start}
.feature-icon{width:48px;height:48px;border-radius:12px;background:var(--green-light);display:grid;place-items:center;font-size:22px;flex-shrink:0}
.feature-item h3{font-size:16px;font-weight:700;margin-bottom:4px;color:var(--text)}
.feature-item p{font-size:14px;color:var(--text2);line-height:1.5}
.contact-form{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:36px;max-width:560px;margin:32px auto 0}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.contact-form textarea{width:100%;background:var(--bg2);border:1.5px solid var(--border);border-radius:10px;padding:12px 16px;font-size:15px;color:var(--text);resize:vertical;min-height:120px;outline:none;font-family:inherit;transition:border-color .2s}
.contact-form textarea:focus{border-color:var(--green)}
.success-msg{background:var(--green-light);border:1px solid var(--green);border-radius:10px;padding:14px;text-align:center;color:var(--green);font-weight:600;display:none}

/* ─── MOBILE NAV ─────────────────────────────────── */
.hamburger{display:none;width:40px;height:40px;border-radius:10px;background:var(--green-light);border:1.5px solid var(--green);flex-direction:column;align-items:center;justify-content:center;gap:5px;cursor:pointer;margin-left:auto;flex-shrink:0}
.hamburger span{width:20px;height:2px;background:var(--green);border-radius:2px;transition:all .3s}
.mobile-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:1998;display:none;backdrop-filter:blur(2px)}
.mobile-overlay.open{display:block}
.mobile-drawer{position:fixed;top:0;right:-320px;width:300px;height:100%;background:var(--card);z-index:1999;transition:right .35s cubic-bezier(.4,0,.2,1);overflow-y:auto;box-shadow:-8px 0 32px rgba(0,0,0,.2)}
.mobile-drawer.open{right:0}
.mobile-drawer-header{display:flex;align-items:center;justify-content:space-between;padding:20px 20px 16px;border-bottom:1px solid var(--border)}
.mobile-drawer-header .nav-logo{font-size:13px}
.mobile-close{width:32px;height:32px;border-radius:8px;background:var(--bg3);border:none;font-size:18px;display:grid;place-items:center;color:var(--text2);cursor:pointer}
.mobile-nav-section{padding:12px 16px 4px;font-size:11px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.06em}
.mobile-nav-link{display:flex;align-items:center;gap:12px;padding:12px 16px;font-size:14px;font-weight:500;color:var(--text2);cursor:pointer;border-radius:10px;margin:2px 8px;transition:all .2s}
.mobile-nav-link:hover,.mobile-nav-link.active{background:var(--green-light);color:var(--green)}
.mobile-nav-link .mnl-icon{width:32px;height:32px;border-radius:9px;background:var(--bg3);display:grid;place-items:center;font-size:16px;flex-shrink:0}
.mobile-nav-link:hover .mnl-icon,.mobile-nav-link.active .mnl-icon{background:rgba(26,122,69,.15)}
.mobile-drawer-footer{padding:16px;border-top:1px solid var(--border);margin-top:8px}

/* ─── AMORTIZATION TABLE ─────────────────────────── */
.amort-wrap{margin-top:16px}
.amort-toggle-bar{display:flex;border:1.5px solid var(--green);border-radius:10px;overflow:hidden;margin-bottom:12px}
.amort-toggle-bar button{flex:1;padding:9px;font-size:13px;font-weight:600;border:none;background:transparent;color:var(--text2);cursor:pointer;transition:all .2s}
.amort-toggle-bar button.active{background:var(--green);color:#fff}
.amort-table{width:100%;border-collapse:collapse;font-size:12px}
.amort-table th{background:var(--green);color:#fff;padding:8px 10px;text-align:right;font-size:11px;font-weight:600}
.amort-table th:first-child{text-align:left}
.amort-table td{padding:8px 10px;border-bottom:1px solid var(--border);text-align:right;color:var(--text2)}
.amort-table td:first-child{text-align:left;font-weight:600;color:var(--text)}
.amort-table tr:nth-child(even) td{background:var(--bg2)}
.amort-table tr:hover td{background:var(--green-light)}

/* ─── LEGAL PAGES ─────────────────────────────── */
.legal-wrap{max-width:800px;margin:0 auto;padding:40px}
.legal-wrap h1{font-size:clamp(26px,4vw,36px);font-weight:800;margin-bottom:8px}
.legal-wrap .updated{font-size:13px;color:var(--text3);margin-bottom:32px;display:block}
.legal-wrap h2{font-size:20px;font-weight:700;color:var(--text);margin:32px 0 12px;padding-bottom:8px;border-bottom:1px solid var(--border)}
.legal-wrap p{font-size:15px;line-height:1.75;color:var(--text2);margin-bottom:14px}
.legal-wrap ul{padding-left:24px;margin-bottom:20px}
.legal-wrap li{font-size:15px;line-height:1.7;color:var(--text2);margin-bottom:6px}
@media(max-width:900px){.legal-wrap{padding:24px 16px}}

/* ─── INPUT VALIDATION ───────────────────────────── */
.input-error{border-color:#e53e3e!important;box-shadow:0 0 0 3px rgba(229,62,62,.1)!important}
.field-error{font-size:11px;color:#e53e3e;margin-top:4px;display:none}
.field-error.show{display:block}
@media(max-width:900px){
  .hero{flex-direction:column;padding:48px 20px;gap:40px}
  .hero-visual{display:none}
  .trust-strip{grid-template-columns:1fr 1fr;padding:20px}
  .calc-layout{grid-template-columns:1fr;padding:20px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
  .section{padding:40px 20px}
  nav{padding:0 16px;gap:10px}
  .nav-links{display:none}
  .nav-cta{display:none}
  .hamburger{display:flex}
  .simple-section{padding:40px 20px}
  .about-grid{grid-template-columns:1fr}
  .blog-grid,.tools-grid{padding:20px}
  .article-wrap{padding:24px 20px}
  #inh-layout{grid-template-columns:1fr !important;padding:20px !important}
}
@media(max-width:480px){
  .trust-strip{grid-template-columns:1fr}
  .hero-btns{flex-direction:column}
  .footer-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
}

/* ─── ANIMATIONS ─────────────────────────────────────── */
.stagger>*{animation:fadeUp .4s ease both}
.stagger>*:nth-child(2){animation-delay:.1s}
.stagger>*:nth-child(3){animation-delay:.2s}
.stagger>*:nth-child(4){animation-delay:.3s}
.stagger>*:nth-child(5){animation-delay:.4s}
.stagger>*:nth-child(6){animation-delay:.5s}
.stagger>*:nth-child(7){animation-delay:.6s}
.stagger>*:nth-child(8){animation-delay:.7s}

/* Salary slabs table */
.slab-meter{height:8px;background:var(--bg3);border-radius:4px;margin-top:6px;overflow:hidden}
.slab-fill{height:100%;background:linear-gradient(90deg,var(--green),var(--accent));border-radius:4px;transition:width .8s ease}

/* EMI amortization toggle */
.emi-toggle{display:flex;gap:0;border:1.5px solid var(--green);border-radius:10px;overflow:hidden;margin-bottom:20px}
.emi-toggle button{flex:1;padding:10px;font-size:13px;font-weight:600;border:none;background:transparent;color:var(--text2);transition:all .2s}
.emi-toggle button.active{background:var(--green);color:#fff}

/* Profit calc */
.profit-summary{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-top:16px}
.profit-box{background:var(--bg2);border-radius:10px;padding:14px;text-align:center}
.profit-box .pb-val{font-family:'Sora',sans-serif;font-size:22px;font-weight:800}
.profit-box .pb-val.pos{color:var(--green)}
.profit-box .pb-val.neg{color:#e53e3e}
.profit-box .pb-label{font-size:11px;color:var(--text3);margin-top:4px}

/* Unit converter */
.unit-wrap{display:grid;grid-template-columns:1fr auto 1fr;gap:16px;align-items:center}
.swap-btn{width:44px;height:44px;border-radius:50%;background:var(--green-light);border:1.5px solid var(--green);color:var(--green);font-size:20px;display:grid;place-items:center;cursor:pointer;transition:all .2s;flex-shrink:0}
.swap-btn:hover{background:var(--green);color:#fff}

/* ─── INHERITANCE CALCULATOR ────────────────────────── */
.heir-toggle-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}
.heir-toggle{display:flex;align-items:center;gap:12px;background:var(--bg2);border:1.5px solid var(--border);border-radius:12px;padding:12px 14px;cursor:pointer;transition:all .2s;user-select:none}
.heir-toggle.active{border-color:var(--green);background:var(--green-light)}
.heir-toggle .ht-icon{font-size:22px;flex-shrink:0}
.heir-toggle .ht-info{flex:1}
.heir-toggle .ht-label{font-size:13px;font-weight:600;color:var(--text)}
.heir-toggle .ht-sub{font-size:11px;color:var(--text3);margin-top:2px}
.heir-count{display:flex;align-items:center;gap:8px;margin-top:8px}
.heir-count button{width:28px;height:28px;border-radius:8px;border:1.5px solid var(--green);background:transparent;color:var(--green);font-size:16px;font-weight:700;display:grid;place-items:center;transition:all .2s}
.heir-count button:hover{background:var(--green);color:#fff}
.heir-count span{font-size:15px;font-weight:700;color:var(--text);min-width:24px;text-align:center}
.heir-count-wrap{display:none;padding:0 14px 12px;background:var(--bg2);border-radius:0 0 10px 10px;margin-top:-4px}
.heir-count-wrap.show{display:flex;align-items:center;gap:8px}
.heir-section-title{font-size:12px;font-weight:700;color:var(--text3);text-transform:uppercase;letter-spacing:.06em;margin:16px 0 10px}

/* Inheritance result table */
.inh-result-grid{display:flex;flex-direction:column;gap:10px}
.inh-heir-row{background:var(--card);border:1.5px solid var(--border);border-radius:12px;padding:16px 18px;display:flex;align-items:center;gap:14px;transition:all .3s}
.inh-heir-row:hover{border-color:var(--green);box-shadow:var(--shadow)}
.inh-heir-icon{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;font-size:20px;flex-shrink:0}
.inh-heir-name{flex:1}
.inh-heir-name h4{font-size:14px;font-weight:700;color:var(--text)}
.inh-heir-name p{font-size:12px;color:var(--text3);margin-top:2px}
.inh-heir-share{text-align:right}
.inh-heir-fraction{font-family:'Sora',sans-serif;font-size:15px;font-weight:700;color:var(--green)}
.inh-heir-amount{font-size:13px;font-weight:600;color:var(--text2);margin-top:2px}
.inh-heir-pct{font-size:11px;color:var(--text3)}
.inh-bar{height:6px;border-radius:3px;background:var(--bg3);margin-top:8px;overflow:hidden}
.inh-bar-fill{height:100%;border-radius:3px;transition:width .8s ease}
.inh-total-box{background:linear-gradient(135deg,var(--green),var(--green-dark));color:#fff;border-radius:12px;padding:18px 20px;display:flex;justify-content:space-between;align-items:center}
.inh-total-box h4{font-size:13px;opacity:.85}
.inh-total-box .inh-total-val{font-family:'Sora',sans-serif;font-size:22px;font-weight:800}
.inh-note{font-size:12px;color:var(--text3);line-height:1.5;padding:12px 16px;background:var(--bg2);border-radius:10px;border:1px solid var(--border)}
.no-heir-msg{text-align:center;padding:32px;color:var(--text3)}
.no-heir-msg .nh-icon{font-size:48px;margin-bottom:12px}

/* Color palette for heirs */
.heir-c1{background:linear-gradient(135deg,#e8f5ee,#c8e6d4);color:#1a7a45}
.heir-c2{background:linear-gradient(135deg,#e3f2fd,#bbdefb);color:#1565c0}
.heir-c3{background:linear-gradient(135deg,#fff8e1,#ffecb3);color:#f57f17}
.heir-c4{background:linear-gradient(135deg,#fce4ec,#f8bbd0);color:#c62828}
.heir-c5{background:linear-gradient(135deg,#f3e5f5,#e1bee7);color:#6a1b9a}
.heir-c6{background:linear-gradient(135deg,#e0f7fa,#b2ebf2);color:#00838f}
.heir-c7{background:linear-gradient(135deg,#e8eaf6,#c5cae9);color:#283593}
.heir-c8{background:linear-gradient(135deg,#fff3e0,#ffe0b2);color:#e65100}
.heir-bar1{background:linear-gradient(90deg,#1a7a45,#2ea05c)}
.heir-bar2{background:linear-gradient(90deg,#1565c0,#42a5f5)}
.heir-bar3{background:linear-gradient(90deg,#f57f17,#ffca28)}
.heir-bar4{background:linear-gradient(90deg,#c62828,#ef5350)}
.heir-bar5{background:linear-gradient(90deg,#6a1b9a,#ab47bc)}
.heir-bar6{background:linear-gradient(90deg,#00838f,#26c6da)}
.heir-bar7{background:linear-gradient(90deg,#283593,#5c6bc0)}
.heir-bar8{background:linear-gradient(90deg,#e65100,#ffa726)}



/* ─── FAQ ACCORDION ──────────────────────────────── */
.faq-section{border-top:1px solid var(--border);background:var(--bg2)}
.faq-list{display:flex;flex-direction:column;gap:10px;margin-bottom:32px}
.faq-item{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-sm);overflow:hidden}
.faq-q{width:100%;text-align:left;padding:16px 20px;font-size:14px;font-weight:600;color:var(--text);background:none;border:none;display:flex;justify-content:space-between;align-items:center;gap:12px;line-height:1.4}
.faq-q:hover{background:var(--green-light);color:var(--green)}
.faq-arrow{font-size:10px;color:var(--text3);transition:transform .25s;flex-shrink:0}
.faq-q.open .faq-arrow{transform:rotate(180deg)}
.faq-a{display:none;padding:0 20px 16px;font-size:14px;line-height:1.7;color:var(--text2)}
.faq-a.open{display:block}
.faq-a code{background:var(--bg3);padding:2px 6px;border-radius:4px;font-size:13px;font-family:monospace}
/* ─── RELATED CALCULATORS ────────────────────────── */
.related-calcs{padding-top:24px;border-top:1px solid var(--border)}
.related-calcs h3{font-size:16px;font-weight:700;margin-bottom:14px;color:var(--text)}
.related-grid{display:flex;gap:12px;flex-wrap:wrap}
.related-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius-sm);padding:10px 18px;font-size:13px;font-weight:600;color:var(--green);cursor:pointer;transition:all .2s}
.related-card:hover{background:var(--green);color:#fff;border-color:var(--green);transform:translateY(-2px)}
/* ─── ABOUT PAGE STATS ───────────────────────────── */
.about-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:32px 0;text-align:center}
.about-stat{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px 16px}
.about-stat .stat-num{font-family:'Sora',sans-serif;font-size:32px;font-weight:800;color:var(--green)}
.about-stat .stat-label{font-size:13px;color:var(--text3);margin-top:4px}
/* ─── CONTACT INFO STRIP ─────────────────────────── */
.contact-info-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:32px}
.ci-card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;text-align:center}
.ci-icon{font-size:28px;margin-bottom:10px}
.ci-card h3{font-size:14px;font-weight:700;margin-bottom:6px;color:var(--text)}
.ci-card p{font-size:13px;color:var(--text3);line-height:1.5}
/* ─── SITE NOTICE (for AdSense compliance) ──────── */
.adsense-notice{background:var(--bg2);border-top:1px solid var(--border);padding:12px 40px;font-size:12px;color:var(--text3);text-align:center;line-height:1.5}
@media(max-width:768px){
  .about-stats{grid-template-columns:repeat(2,1fr)}
  .contact-info-strip{grid-template-columns:1fr}
  .related-grid{flex-direction:column}
  .faq-section{padding:24px 20px !important}
}