🏠 Stamp Duty Calculator

Stamp duty is a provincial tax levied on property transaction documents (sale deed, gift deed, lease). In Pakistan, stamp duty ranges from 2% to 3% of the property value depending on the province. It is paid by the buyer at the time of property registration at the Sub-Registrar's office. In addition to stamp duty, a Town Tax/Surcharge (around 1%) and Registration Fee (around 1%) are also payable.

In Punjab, the standard charges are: Stamp Duty: 3% of property value | Town Tax / Surcharge: 1% | Registration Fee: 1% (typically capped at PKR 50,000–100,000). Total buyer costs: approximately 4–5% of property value. On a PKR 10,000,000 property in Punjab, registration charges come to roughly PKR 400,000–500,000. These are in addition to CGT and Advance Tax paid by the seller.

Yes. Sale deed carries the full stamp duty rate (typically 3% in Punjab and Sindh). Gift deed (Hiba) between close blood relatives — parent to child, between siblings — may attract concessional or reduced stamp duty rates in some provinces. Inheritance transfers (Intiqal) from deceased to legal heirs are generally exempt from stamp duty in Punjab — only a nominal registration fee applies. Always verify with your local Sub-Registrar before planning a property transfer.

Capital Value Tax (CVT) is a federal tax applied on immovable property transactions. As of FY 2025-26, CVT has been amended — it applies to property located in specified areas. CVT is 2% of the DC value or FBR table value, whichever is higher. It is separate from stamp duty (provincial) and registration fee. Our calculator includes CVT in the total charges where applicable. Always confirm the latest CVT applicability for your specific area with a property lawyer.

For a standard property sale registration you need: CNIC of both buyer and seller | Original sale deed (prepared by a lawyer) | FBR payment receipt (CPR) for advance tax and CVT | Stamp papers of required value | Recent utility bill of the property | Fard (land record) showing seller's ownership | NOC from housing society if in a private scheme. Biometric verification at the Sub-Registrar is mandatory for transactions above PKR 5 million.

The difference is significant on property transactions. For property purchases above PKR 5 million: Filers pay 3% Advance Tax (Section 236K) | Non-filers pay 4% Advance Tax. On the selling side (Section 236C): Filers pay 3% of gross sale price | Non-filers pay 6% — double the rate. On a PKR 10,000,000 property sale, a non-filer pays PKR 300,000 more in advance tax than a filer. Filing your annual tax return is one of the most financially sensible things you can do if you plan to buy or sell property.